Funding and Finance Tools

Calculate your finances, find loans and benchmark your risk against the criteria of hundreds of lenders.

Calculate How Write-Offs Impact Sales

Calculate the amount of additional sales it will take to compensate writing-off bad debts.

Collectability of Past Due Commercial Debts

The declining collectability of past due commercial debts over time costs you more money each day. Get tools to help you collect quickly and in full.


Get ready to apply for a loan with the Biz2Credit BizAnalyzer Tool, which benchmarks the risk profile of your business against the lending criteria of over 200 financial institutions and your risk profile by industry peers.

Search for Business Loans, Grants and Financing

Complete a brief checklist to target the governement financing programs for which you may be eligible.

Debt Service Coverage Ratio Calculator

The debt service coverage ratio (DSCR) is used by bank loan officers to determine income property loans. Most lenders require a minimum DSCR of 1.2. A DSCR of 1.0 is called break even. A DSCR below 1.0 signals a net operating loss based on the debt structure. A DSCR over one means that the property is generating enough income to pay the debt obligations.